Archive for the tag: Paying

PAYING OFF DEBT FAST – How I Paid Off £25k In Just 11 Months! (UK)

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PAYING OFF DEBT FAST - How I Paid Off £25k In Just 11 Months! (UK)

I wanted to share my top tips of paying off debt fast.. I paid off £25k of debt in just 11 months so I wanted to give you some advice on how to pay off debt quickly and easily.

I’m a UK based girl using Youtube to blog about financial independence and getting out of debt 🙂
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Videos mentioned:
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Using Credit Cards to get out of Debt: https://www.youtube.com/watch?v=94hJqjHbrQY&t=19s
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❗️DISCLAIMER – A lot of my links are affiliate links. This means I get a small commission for you using my link – but it doesn’t cost you any more, and it helps my channel.

Any advice given in on my channel and videos is for information purposes only, and does not act as financial advice. Your financial decisions are your full responsibility, and if you are in any doubt, please contact a Finance adviser before undertaking any investment with your money or change to your financial activities.

DEBT FREE JOURNEY 2021: 5 TIPS FOR PAYING OFF DEBT FAST

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Hey guys! In today’s video I am sharing with you 5 easy tips for getting started paying off debt fast. Now that my husband and I are debt free…we are so thankful that we stuck it out and lived frugally for the past 5 years to pay off our debt. I hope that you can learn from our mistakes and tips and apply them in your life.

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ABOUT ME: Hi everyone! My name is Abby and I am a working mom living in Texas with my husband, Trey. We have three kids named Truett, Vera and Sybil. We live a very hectic and busy life trying to balance kids, family time, housework, and working full-time. I thrive on DIY projects, saving money, and anything homemade. My hope is to share with you an honest glimpse of our life. Thank you for taking the time to watch. 🙂 Leave me a comment and share! xoxo
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Debt-Free Journey: 7 Tips | Paying off $120K of Debt in Under 3 Years

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I share how my husband and I paid off 0,000 of debt in under 3 years and the 7 tips that helped us in our debt-free journey. If you are someone who is also on your debt-free journey or trying to build financial literacy, I hope this video motivates and encourages you!

If you haven’t yet, please LIKE this video. It really helps the YouTube algorithm as I’m growing my channel!

Thank you so much for watching.

0:13 — why I decided to make this video
2:44 — our money situation
5:05 — 7 things that helped us in our debt free journey
5:15 — track what you spend
6:30 — pay above monthly minimums and use the snowball method
9:04 — live below your means
10:53 — control the content you consume
12:35 — increase your income
13:41 — don’t give up!!!

Resources mentioned:
– Aja Dang: https://bit.ly/3dOW8xU
– The Financial Diet: https://bit.ly/3fYWeWj
– CNBC Make it:https://bit.ly/3mzmMP6
– Refinery 29 Money Diaries: https://r29.co/3mypfJA
– Graham Stephan: https://bit.ly/3dUjy4M
– Dave Ramsey: https://bit.ly/3d1AUNX
– Reddit r/personalfinance: https://bit.ly/39Zzm5c
– Reddit r/fire: https://bit.ly/321CCIV


Personal Instagram: Instagram.com/coffeeandhoneycomb

Tags:
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I used to publicly share all of my goals. I’d broadcast my new years resolutions every year on YouTube, Instagram, and on FaceBook. Over the years, however, I discovered that after I’d shared my goal with my viewers, I’d be less motivated to reach those goals, because I felt as if I’d already met it. Then I heard a TedTalk by Derek Sivers, an entrepreneur, who shared research dating back to the 1920’s, that indicated that people are less inclined to reach their goals after they’ve shared them with others.

In this video I talk about how I no longer share my goals on social media. For the past several years I’ve found that this helps me to work harder to achieve my goals. I challenge you to try not to share your next goal with others, and see if it impacts how fast (or if at all) it helps you to reach it.

#DebtFreeDana #FrugalLiving

How We Stopped Living Paycheck to Paycheck https://youtu.be/HFofLtL_Dqo

Pregnant? We cloth diapered 3 of our 4 kids, and estimate we saved THOUSANDS of dollars. In fact I started my YouTube channel as “MsDiaperD”, sharing over 80 cloth diaper video tutorials. https://www.youtube.com/playlist?list=PLCcb1sUywdhMDvUOUnp3osrFOZNXGpped

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Hey there! I’m Dana. I’m a wife and Mother to 4 kids, including twin boys and two girls. I work full time outside the home in finance as a Corporate Accountant, but enjoy sharing my personal and parenting journey online. We live in the Philadelphia area.

Follow Me on Instagram @DebtFreeDana

*Please be advised that some of the links above are affiliate links and I do receive a very small commission if you make a purchase using those links. I appreciate your support if you do, and if you don’t – no worries. We’re still buds. HUGS!

‘Marty Gots a Plan’ by Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0
http://creativecommons.org/licenses/by/3.0/
Video Rating: / 5

How To Start Paying Off Debt?

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Want To Get Out Of Debt Faster And Develop A High-Income Skill? Click Here: http://payingoffdebt.danlok.link

How do you start paying off debt? Do you pay off the one with the most interest? Do you save up your money? It’s not a simple answer. Watch this video to discover Dan Lok’s way for paying off debt.

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Not only he is a two times TEDx opening speaker, he’s also an international best-selling author of over 12 books and the host of Shoulders of Titans show.

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This video is about How To Start Paying Off Debt?

Does Debt Consolidation Really Do Anything?

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8 THINGS YOU MUST AVOID BECOMING DEBT FREE – Mistakes We Made Paying Off Debt For Three Years

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Becoming debt free is a HUGE deal. It took Brittany and I 3 years to pay off our debt and become debt free. Here are some things we learned to avoid.

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1) Doing it Half Way.
If you’re going to become debt free, go all in. Be dedicated to it. If you do it half way, you may not make it and it will take twice as long as it could have. The more energy and effort and sacrifice you make to become debt free, the faster you’ll become debt free.

2) Wrapping your identity into your car.
Dave Ramsey often suggests to people who are in a bad financial situation to sell their cars if it makes sense. Trade it in for a beater. It definitely made sense in our situation. I traded my ,000 Toyota Prius in for a ,000 2004 Acura TL that I STILL FINANCED. I should have traded down even further for something like k or k. We would have been debt free a month or two more quickly.

3) Not doing a written budget.
Budgeting allows you to track every single dollar you earn and spend. It’s basically a 30,000 foot view of what’s happening with your money. It allows you to see what’s happening with your money so you know what changes to make to bring you to your goals financially. Don’t over think it. Don’t argue about it like we did. Don’t think you can keep track of every little thing in your head. You can’t. Just do a budget.

4) Not sticking to the budget.
A budget is something both of you do together and agree upon (if married). Be realistic with your budget. Practice self awareness. Don’t make a budget you don’t think you can stick to, or else it will lead to feelings of failure.

5) Not giving yourself “fun money”
I’m the type of person who can sit at home and play video games all day, eat the same thing for every meal, and be totally fine. Brittany not so much. Know yourself well enough to determine if you need a few dollars to play around with every month.

6) Not celebrating small victories enough
Give yourself a moral boost. When you pay something off, celebrate it somehow. Don’t go spending 0 for a high end dinner, but mark the victory with something.

7) Not communicating about purchases
This one is mostly for married couples. Communication is kindness. Everyone knows the leading cause of divorce is finance related. Communicate with your spouse about money. Over-communicate. The lack of communication between Brittany and I at the beginning led to a lot of arguments.

8) Going to the grocery store while hungry.
Don’t do it! If you’re hungry, you’re more likely to spend more than you need to on food. We did this a lot.

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