Archive for the tag: PLAN

How a Debt Management Plan Works

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This short video explains how a Debt Management Plan works, including the benefits and types of debt that are eligible.
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What is a Debt Management Plan (DMP)?

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Meet our CEO, Rachel Duffey, who’s here to tell you all about a Debt Management Plan with PayPlan.

For more information on debt solutions, visit us online at You can also give one of our trained advisers a call on 0800 280 2816.

We’re here to help, and look forward to hearing from you soon.

Provided by PayPlan Partnership Limited
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Financial problems in business can paralyze you and make you believe that business growth is impossible. In this video, I describe a debt management strategy designed to change your mind and your relationship with money. It can free you from financial woes and let you build your practice in the process.

Our natural tendency is to fear debt, feel bad about it, and worry over paying it off. Student loans, lines of credit, mortgages, maxed out credit cards, taxes – our financial obligations cause us tremendous stress.

I suggest that you alter your mindset surrounding debt. Once you’re in a motivated frame of mind, you can more easily deal with financial problems in business and your personal life.

Here’s my debt management strategy:

Shift your mindset. Instead of beating yourself up about what you’ve gotten yourself into, consider the positive side of debt. Think about the benefits of borrowing money. Did you start your practice with a small business loan? Was your education made possible by a student loan? Does having a mortgage pay for your home? Reflecting on what you’ve gained from going into debt makes you grateful for that debt.

Formulate a plan. Rather than viewing your financial problems in business as a seemingly unattainable chunk of money, look at your debt in terms of services rendered. For instance, how many adjustments do you as a chiropractor need to deliver in order to pay your bills? How many patients can you reasonably serve within a certain timeframe? Crunch those numbers and create a schedule for pitting your work against your debt.

This debt management strategy is all about converting negative dollar value into positive energy and motivation. You CAN simultaneously control finances, pay off debt, and expand your business.
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Debt Settlement vs Bankruptcy vs Debt Management Plan (credit counseling): A Comparison

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Debt Settlement vs Bankruptcy vs Debt Management Plan (credit counseling): A Comparison

Easily compare debt settlement, bankruptcy and debt management plans for what it will cost you, how long it takes, and how long it hurts your access to credit.

I have a heavy-hitting resource you can read through here:

Credit Reports and Scores – How Debt Resolution Programs Hurt You


For more tips on how to get out of debt,


Request a Debt Relief Consultation

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Debt Help Starts Here


Best Debt Relief Solution Options – An Overview

I answer all questions in the comments section daily.

Michael Bovee started CRN in 2004 with a mission to provide people in need with detailed credit and debt help. The DebtBytes Channel is an extension of the CRN blog, and is dedicated to finding the debt relief option or strategy that works best for you.
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GET MY FREE BUDGET MAKEOVER course and Free Chapter of my book by joining my email list here:

I received an email the other week, but this was a little different and really spoke to my heart. It described a very common situation of feeling “stuck and trapped” in life with money and I wanted to give you a straight forward exact route of how to change your relationship with money and even achieve time freedom within 5 years. I know this plan works, as we did it and actually achieved leaving the 9-5 jobs within 3 years of putting it in place. I hope you enjoy this video and please do share with someone you know who might feel in a similar stuck position.

00:00 I received this Email and had to reply
01:34 The Mindset you need to achieve Financial Freedom
03:17 The Strategy – Budget time
13:53 The Strategy – Passive Incomes
18:31 How to go from £0 to Financial Freedom in under 5 years (STEP BY STEP CALCULATIONS)

Some of the links in this description are affiliate links that mean I receive a fee for recommending them, but it does not affect your price. This helps to support my work and channel, so thank you!

INVESTING PLATFORMS I USE (these are affiliate links):
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I’m Jennifer Kempson, Scottish Mum, Engineer and full time Investor/Entrepreneur/Author/Financial Educator. I make videos about personal finance, investing, entrepreneurship, and lifestyle design. I also have a weekly podcast with my husband Matt called The Prosperity Project. We have two small boys and live in Glasgow, Scotland, UK. Together we paid off £24k+ of consumer debt in 2016, built a 6-figure side hustle in 2 years and aiming to be mortgage free and financially free in 2021.

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If you’d like to talk, I’d love to hear from you. Sadly I cannot reply to every comment or message, but thank you for supporting my channel.

PS: All thoughts, reviews and suggestions my own. All information is given for educational purpose and not financial advice.
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